Dave and I sat down together for a few minutes this week to discuss our budget. We have often talked briefly about our spending limits each month and called it a “budget meeting”. This time though, we went more in depth and really talked through each part of our budget – the income and expenses, cash envelope amounts, sinking funds and current debts – for the month and our overall plan for 2020. Going into the new year we hope to really crack down on our budget.

Whether you are saving for a wedding, saving for a home, trying to payoff debts or just trying to make extra room in your tight budget, these discussions will be helpful to keep you both on track.